Welcome to Personal Finance Digest
Personal Finance Digest is home to an unprecedented wealth of financial information and resources. We will provide you with articles and information as well as tools, calculators, budgets, worksheets and much more.
This digest is authored by two professionals with backgrounds in finance, economics, statistics, process economics and executive management. We both hold degrees in economics and both retain executive positions with a prominent financial corporation.
Our goal is to provide you the personal finance information you're looking for and help you build a strong base of knowledge. From the basics of personal finance to the complexities of investing or retirement, we offer our professional insight.
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| Importance of Personal Finance 3 basic concepts for the importance of personal finance and why managing personal finances is your key to keeping your sanity and meeting your financial goals. Discover the importance of financial planning, get tools, advice and personal finance help |
| Personal Finance 101 Get the basics of personal finance and use personal finance 101 to help you in managing personal finances. Begin understanding personal finance basics, tools, advice and other important aspects of personal finance |
| Definition of Financial Planning The Definition of Financial Planning is using your financial resources, managing constraints & dependencies and preparing a plan to achieve your goals within a fixed timeframe. Financial Planning = Planning a Party or Trip |
| Net Worth Definition Net Worth Definition = (Assets - Liabilities), Calculate Your Personal Net Worth and compare it to average net worth and median net woth of most americans. Find out why knowing your net worth is so important and how to begin the process of improving your net worth |
| Calculating Net Worth Calculating Net Worth step by step. Use our net worth worksheet to calcualte your net worth or use our free net worth calculator provided to you as a simple spreadsheet. |
| Net Worth Statistics Simple Tables of Net Worth Statistics, Average Net Worth of Americans, Net Worth by Age and other demographic categories. What is median net worth and why is it a better gage than average net worth. |
| College Savings Accounts Choosing college savings accounts can be tough. Should you go with a 529 college plan, a UGMA, a Coverdell ESA, or Series EE Savings Bonds? |
| Personal Cash Flow Statement What is a Personal Cash Flow Statement? the definition of cash flow in your personal life is very much like how a business might use cash flow. The purspose is to evaluate the movement of money (in and out) over a specified period of time. Cash flow Statements allow businesses to measure products, programs or projects and individual cash flow statements allow you to measure certian aspects of your personal financal condition. |
| How to Make a Budget How to Make a Budget in a few easy steps. Build your own personal budget worksheet using our free monthly budget worksheet and create a personal budget for yourself or your household |
| Free Personal Finance Software Free Personal Finance Software, downloadable worksheets, spreadsheets, calculators and more. Get your free home finance software so you can make a budget or assess your net worth or assemble your personal financial plan |
| College Savings Funds: Which Ones are Right For You? College Savings Funds can be complicated. There are 529 college plans, Series EE Savings Bonds, UGMA accounts and Coverdell ESAs. Let us help simplify it for you. |
| Tips on Budgeting Useful Tips on Budgeting Your Personal Finances. Learn How to Make a Budget in a few easy steps and use our free personal budget worksheet found within the pages of Personal Finance Digest |
| Budget Percentages Budget Percentages, Recommended Budgeting Guidelines for the approximate percentage you should be allocating for your mortgage, utilities, entertainment etc. Check out our budgeting guidelines in either a simple table or a bulleted description |
| Goals of Financial Management Do You Understand the Goals of Financial Management?, Reasons for Setting Financial Goals?, Types of Personal Financial Goals? Learn why and how to set financial goals |
| Definition of Budgeting Definition of Budgeting in personal finance is planning an individuals income & expenses with the intention to achieve specific financial objectives... |
| Examples of Cash Flow Statements Examples of Cash Flow Statements. Learn what a cash flow statement is made of and find out why you might want to use a cash flow statement for your personal finances |
